Financial Inclusion Regulatory Practices in SADC: Addressing prospects and challenges in the 21st Century

An introduction to financial inclusion as an enabler of 21st century sustainable development goals....................................................................................................................1 Howard Chitimira and Tapiwa V. Warikandwa South Africa's initial implementation of the Financial Action Task Force's customer identity verification standards: Perspectives and reflection on regulatory processes and approaches.........................................................................................................21 Louis de Koker Financial Inclusion or Exclusion: A British Perspective on Poor Underwriting Questions in Insurance Law......................................................................................................52 Neels Kilian 'Shareholder capitalism' or an all-inclusive stakeholder model: what is the preferred corporate governance model for South Africa?...................................................................................................68 Jean Jacques du Plessis Impact of financial education on financial literacy and financial inclusion in Namibia..............................................................................................................85 Eukeria Wealth, Tendai D Svotwa & Charles Makanyeza The role of trade finance in promoting the financial inclusion of small and medium enterprises and the poor in South Africa...................................................................................101 Howard Chitimira & Friedrich Hamadziripi Mobile money: a double- edged sword to financial inclusion and covid-19 prevention in Botswana .......................................................................................................................119 Olipha Mpofu & Nednah Maraga Advancing financial inclusion for women in Botswana, Namibia, South Africa and Zimbabwe .......................................................................................................................145 Tendai D. Svotwa, Charles Makanyeza and Eukeria Wealth Digital transformation strategies for financial inclusion in South African rural areas.............167 Gertruida van Niekerk 'Economic inclusion' as a prerequisite and catalyst to 'financial inclusion'? a case study of the economic exclusion of refugees in the Gauteng Township Economic Draft Bill.....................183 Tinashe Kondo & Yvette Basson The provision and administration of the covid-19 social relief distress grant to promote financial inclusion for the poor and unemployed persons in South Africa.......................................211 Howard Chitimira & Phemelo T. Magau Financial inclusion and youth empowerment in Botswana, Namibia, South Africa and Zimbabwe.........................................................................................................234 Eukeria Wealth, Tendai D Svotwa & Charles Makanyeza An analysis of the policy and regulatory framework for financial inclusion in Zimbabwe.........252 Friedrich Hamadziripi & Vimbai Jana Climate change and financial inclusion in Namibia: A contemporary legal perspective...........272 Tapiwa V. Warikandwa, Eugene Libebe, Elize Shakalela, Lineekela Usebiu & Marvin R. Awarab Exploring the legal protection of bank depositors as an instrument for promoting financial inclusion in Zimbabwe..........................................................................................305 Ashley B Nyaude